Financial Wellbeing

I Need How Much To Retire?! 

 

By Tom Hays

I've flunked "Retirement101" four times.  Maybe I just wasn't paying attention.  Maybe I have a low boredom threshold.  I have plenty of hobbies and I enjoy all of them.  But maybe when I am trying "retirement" I have too much time to think about what "might" occur in my future instead of what "is" going on at the moment.

I think about my father, mother and all my other ancestors who lived to very ripe old ages.  I can see the financial world changing every minute, the cost of living increasing and the cost of medical care spiraling onward and upward.  With only a "comfortable" sized nest egg, it is enough to scare anyone to an early grave!

Point is, I'm just not sure how much is enough.  In a perfect world, my wife and I would spend our last dollar on the day we passed on.  But, no one can tell me when that will be, or what our cost of living will be between now and then.  And, heaven forbid, one of those illnesses comes along later in life that creates huge medical expenses and long-term care costs. 

I may have enough.  Several times in the past I have thought I did.  But each time I eventually realize I have no idea how much of a nest egg will be enough to sleep comfortably every night.  (I'm sure Bill Gates does not have this problem.)

So, I go back to work, and I feel better physically and mentally.  Besides, making money is fun.  I enjoy the game!

Give me your thoughts.

Your 12 Point Plan for Personal Success
by Stephan Iscoe

No one becomes successful by accident. Success requires making a plan and sticking to it. It is simple, but does require commitment; it is not hard to do, but does require hard work. The good news is that once you begin, the results start coming almost instantly.
Continued

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